This book will help you become the ultimate assassin in the insurance field. Ultimately, the game of business is not just about money. It's about acquiring the "Have it all lifestyle". This book will show you how.Steven has built, sold, and partnered on numerous business ventures over the last 30 years. He is currently the Chief Executive Officer of United One Insurance. Read more

Are you considering starting a box trucking business but feeling overwhelmed by where to start? You're not alone. Starting your own business is an exciting journey, but it can also be a daunting one. Fortunately, this book is here to help.In this concise and step by step straightforward guide, the author shares their personal experience and knowledge to provide you with essential information to kickstart your career in box trucking, you'll find practical advice and insights on topics such as choosing the right box truck, starting your box truck LLC, etc.This book is a companion that will support you throughout your box truck entrepreneurial journey. You'll gain the confidence and knowledge needed to start your box truck business.If you're ready to pursue your dreams starting a box truck business and being your own boss, this book is an excellent resource to help you achieve your goals. Read more

Everyday, thousands of people request and receive proof of someone else's Commercial General Liability (CGL) insurance. They might be named as a certificate holder, or they might be named as an additional insured. They might want to be named as an additional insured for ongoing operations, completed operations, or "your work". They might request primary wording, or non-contributory wording, or a waiver of subrogation, or a hold harmless agreement. They might say that the insurance company has to have an A.M. Best Rating of at least A-, Viii, and write business in the state on an admitted basis. What does all of this mean? If you are requiring or providing additional insured endorsements, you should know what they mean. In this audiobook, attorney and insurance professional Dwight M. Kealy walks the listener through memorable answers to these kinds of questions that are faced everyday by insurance professionals, attorneys, risk managers, and any business that regularly deals with insurance requirements. Read more

If you're looking for a practical audiobook that provides useful knowledge about risk-management concepts, then pay attention....Plenty of people think they can beat the market. They pick high-growth stocks or value stocks, they watch their portfolios carefully, and they think they'll do well. But if they don't know about risk management, they could experience failure.Basic concepts of risk management are useful to the individual investor or the small-business owner. In this audiobook, we might not go into the advanced details of how to calculate the Black-Scholes formula or run a global banking RM function, but we'll show you how thinking about risk in an educated way can transform your investment and business prospects.Here are some of the topics that are discussed in this audiobook:The benefits of risk managementThe basic concepts and vocabulary of risk management you must knowEnterprise risk management, including crucial questions for your analysis to be a success and much moreRisk management models and "The Greeks"Credit risk management, including, for example, three ways to manage risk on a credit portfolioEssential aspects of market risk managementOperational risk managementHedging your betsManaging assets and portfoliosLosses and limitsInstruments for managing riskAnd much, much moreSo, if you want to learn more about risk management, click "Buy Now"! Read more

This book, "The Box Truck Buyer's Handbook: A Comprehensive Guide to Buying a Used Box Truck for Your Business," is written by Cameron West, who previously wrote "Box Trucking Made Simple: From Start-Up: Navigate the World of Box Truck Business Ownership."In this detailed book, the author provides important information on the process of purchasing a used box truck for your business. While some might consider the information in the book to be common sense, it's often these small, overlooked details that can lead to costly mistakes.This book carefully examines the purchasing process and provides valuable insights and tips to help you save time and make informed decisions when buying a reliable used truck. It essentially serves as a helpful handbook, guiding you on what to look for when making your purchase.In this comprehensive guide, you are provided with a wealth of knowledge and practical advice to help you make informed decisions throughout the buying process. From understanding your business requirements and assessing payload capacity to evaluating mechanical and electrical systems, it covers it all.The book attempts to help you avoid the pitfalls and risks associated with buying a used box truck blindly. The book equips you with the tools to confidently evaluate options, negotiate the best deal, and customize your box truck to meet your specific business needs.Whether you're a small business owner or a fleet manager, this guide will empower you to make informed decisions, minimize risks, and find the perfect box truck to support your business operations Read more

If you are ready for simple explanations, practical solutions, and time-tested strategies that will reap huge savings in insurance costs, then Hide! Here Comes the Insurance Guy is here to help!Rick Vassar, a certified expert in the commercial insurance arena, writes from a risk manager's perspective as he tackles the often confusing field of commercial insurance with his real numbers, real solutions strategy. Developed not just as an initial learning tool but also as an ongoing resource for experienced managers as well as the uninitiated, this simple guide will help busy executives and business owners reduce expenses in their current programs. Vassar will teach you four distinct steps for controlling your insurance costs:Understand the language and the processKnow the players and how to better manage the processDevelop a strategy and a plan to maximize coverage for minimal costInvest the time and gain real financial benefitsWith a fresh perspective, this guidebook provides insight into an industry that is constantly evolving, and it shows how you can potentially save your company millions of dollars in insurance costs! Read more

Frederick J. Fisher's "Claims-Made Insurance - The Policy That Changed The Industry" is an indispensable guide for insurance professionals navigating claims-made policies. This comprehensive book explores the evolution and critical aspects of these policies that have transformed the insurance landscape.This book serves as a manual for industry professionals, brokers, underwriters, and claims adjusters, teaching them how to navigate and explain claims-made policies. It also empowers policyholders by clarifying their rights and responsibilities, helping them avoid coverage gaps and denial scenarios.Fisher's engaging writing style and authoritative knowledge make this book informative and accessible. It provides practical advice and best practices, fostering transparency and trust between insurers and insureds. As the industry faces challenges from private equity and market dynamics, this primer is a vital resource for anyone involved in professional liability insurance.Whether you are a veteran or newcomer, "Claims-Made Insurance - The Policy That Changed The Industry" is your essential guide to mastering claims-made policies and ensuring robust coverage in a changing landscape.“Frederick Fisher delivers an authoritative yet accessible guide to one of the most important types of insurance coverage. With clear explanations and practical tips, this book empowers readers to make informed decisions about liability insurance and avoid costly mistakes. A must-have for anyone seeking to understand and navigate the complexities of claims-made policies!”~ Kevin Quinley CPCU, Principal of Quinley Risk Associates LLC Read more

TAKEN CAPTIVE is sure to become the industry s leading resource for providing basic education and expert guidance on using captive insurance companies in alternative-risk-financing strategies. TAKEN CAPTIVE answers the following questions: What is a captive? Why form a captive? What are the different types and structures of captives? Which domiciles are best? What are the tax implications? What are the risks associated with forming and operating a captive? What are the steps involved with forming a captive? Is a feasibility study necessary? What kind of risks can be underwritten? What s involved in managing a captive? How can a captive be used for asset protection and estate planning? Read more

¡Domina tus Finanzas y Transforma tus Sueños en Realidad!El "Libro para Ahorrar Dinero" es tu guía definitiva para dejar de tener miedo al dinero y para acercarte un poco más a la libertad financiera. En la primera parte, descubrirás cómo administrar sabiamente tus ingresos, asignando porcentajes adecuados a cada aspecto de tu vida financiera. Desde los gastos básicos hasta el ahorro y la inversión, este libro te enseñará a tomar el control de tus finanzas como nunca antes.Pero eso no es todo. La segunda parte te invita a un emocionante desafío con una serie de retos de ahorro diseñados para hacer que tus metas financieras sean aún más alcanzables y emocionantes. Desde desafíos semanales hasta trucos diarios para ahorrar, cada actividad está diseñada para hacer que la gestión del dinero sea divertida y gratificante.Ya sea que estés buscando salir de deudas, planificar un futuro próspero o simplemente fortalecer tu relación con el dinero, este libro es tu compañero ideal en el viaje hacia la estabilidad financiera.¡Descubre la psicología del dinero, transforma tus finanzas y alcanza tu libertad financiera aprendiendo a ahorrar con los retos más populares! Read more

Richard Thurstan's memoir provides a captivating journey through his extensive career in the insurance industry, commencing with his initial role as a Trainee Loss Adjuster back in the summer of 1979. With a keen eye for detail and a knack for storytelling, Thurstan shares a plethora of experiences, ranging from the handling of catastrophic events to the resolution of peculiar cases such as smoke-damaged lingerie.Throughout his narrative, Thurstan delves into various key aspects of the insurance industry, offering insights into accidental damages, loss adjustment, insurance fraud, auditing, banking, theft, and insurance claims. His anecdotes, often laced with humor, serve to demystify the intricate workings of the loss adjuster's role, providing readers with an insider's perspective on the challenges and triumphs encountered in the field.Moreover, Thurstan's memoir seamlessly intertwines technical explanations with personal reflections, creating a rich tapestry that not only sheds light on the complexities of insurance claims but also delves into the emotional impacts experienced by those involved. By offering a nuanced portrayal of the profession, Thurstan's memoir offers readers a deeper understanding of the intricacies of the insurance industry, while simultaneously providing a source of entertainment through his captivating storytelling. Read more

Transform your financial services business, one valuable tip at a time. This handy book will help you attract and retain the best clients... again and again. Read more

ALM Modeling and Balance Sheet Optimization is a comprehensive book that combines theoretical exploration with practical guidance and code examples on implementing a balance sheet optimization model. The book emphasizes the use of stochastic dynamic programming to develop a deep and holistic understanding of the banking problem. Encompassing the entire implementation stack – spanning from data layers to the specification of decision variables, business and regulatory constraints, objective functions, modeling strategies, solving techniques, debugging, and reporting – this book serves as a comprehensive guide for constructing highly effective balance optimization models from scratch, enabling the maximization of banking outcomes. Readers will learn how to build a mathematical model capable of generating projections for portfolios; balance sheet, income and cash flow statements; capital, and risk measures in real-world scenarios. This practical approach is particularly valuable for professionals involved in integrated stress testing, capital adequacy assessment, financial planning, and optimization tasks. In essence, the book offers valuable insights into the challenges of balance sheet optimization, providing readers with the necessary tools to build their own dynamic and comprehensive ALM models. Read more

In this fascinating insider’s account, an American woman who became an investor alleges that irresponsibility, incompetence, greed, and fraud at Lloyd’s, the world’s most glamorous insurance enterprise, have caused the company to lose $12 billion in the last ten years. Lloyd’s of London is not simply an insurance company; it is a society comprising thirty thousand Names (roughly 10 percent of whom are Americans)—private individuals like Elizabeth Luessenhop who accepted the risk of unlimited liability and pledged all their wealth to backing the insurance policies written by Lloyd’s. The beauty was that the Names didn’t have to put up any money to receive their profit share. As long as the premium calculations were sound, everybody prospered. But the 1980s were bad years for Lloyd’s—and for the Names who backed its business. It was also a time when the Society of Names grew by 50 percent to cover the disastrous losses the company was beginning to incur. Risky Business, written with veteran financial writer Martin Mayer, is a detailed account of how the mismanagement of Lloyd’s has affected thousands of American investors who, like Luessenhop, sought low-risk, long-term security. Luessenhop and Mayer take us inside a unique business institution and show us that the ramifications of a possible Lloyd’s failure will be severe—and felt worldwide. Read more

Monica Minkel has taken more than 20 years in the financial services and insurance industry and closely analyzed the successes and failures of the business development staff. After working with more than 100 insurance producers, Ms. Minkel has developed a unique perspective on what it takes to be successful. In Five Secrets of Million Dollar Producers, she examines the most common mistakes that Producers make. She offers concepts and strategies that are the keys to success. Organized into easy to follow steps, Five Secrets is a concise and well written guideline on how to avoid the pitfalls and grow your revenue quickly. This is a first edition. If you see typos, formatting errors or suggestions on content, please contact me at www.emergingrisks.net. Thank you, Read more

Aircraft Insurance Fundamentals: A Concise Guide For Aircraft Owners and Operators: Revised and Expanded 2nd Edition, by Timothy K. Bonnell Jr., is a practical reference for navigating the world of aircraft insurance. Readers will learn why aircraft insurance is unique from other areas of insurance, what affects aircraft insurance rates, how to read an aircraft insurance policy, and how an aircraft insurance underwriter determines premiums. After reading this book, readers will have a general understanding of what is and isn’t covered by an aircraft insurance policy. This revised and expanded edition includes comprehensive insights into insuring Unmanned Aerial Systems (UAS or drones), as well as the rapidly advancing sectors of Advanced Air Mobility (AAM) and electronic vertical take-off and landing (eVTOL) aircraft. This edition not only revises existing content but also introduces crucial new sections designed to equip readers with the knowledge to navigate the complexities of modern aviation insurance. Read more

The Complete Guide to Passing Your SIE Exam (2025 Edition)Fully updated for 2025, this comprehensive study guide has helped thousands of candidates pass the Securities Industry Essentials (SIE) exam on their first attempt. Written by industry experts, this guide breaks down complex concepts into easy-to-understand lessons while covering every topic you'll encounter on exam day.Our latest edition features expanded coverage of high-priority topics like mutual funds, options trading, and market regulations, reflecting the most current exam content. The first half provides clear, concise explanations of all four exam domains, with special emphasis on heavily-tested areas that make up 75% of the exam. Each chapter begins with "Must Know" principles that highlight the most critical concepts for exam success.The second half includes our most extensive practice question bank yet, featuring 1000+ questions that mirror the actual exam's style and difficulty. Each question comes with detailed explanations for both correct and incorrect answers, helping you understand not just what's right, but why it's right.Key Features:Complete coverage of all exam domainsUpdated for 2025 exam contentClear, straightforward explanationsReal-world examples and scenarios"Must Know" principle summaries1000+ practice questions with detailed explanationsTest-taking strategies and study plansTips for managing exam anxietyWhether you're starting your journey in the securities industry or advancing your career, this guide provides everything you need to master the SIE exam content and approach test day with confidence.Updated and expanded based on feedback from successful candidates, this is our most comprehensive SIE exam guide yet. Start your path to a career in securities with the guide that puts your success first. Read more

Open doors to a great career in finance by passing the Series 7— without feeling overwhelmed or stressed!Looking to advance your career in finance? Eager to maintain a competitive edge in the financial expertise job market? Or just feeling stuck on a career plateau?Then, it may be time for you to get certified as a General Securities Representative!As a GS representative, you play a pivotal role in guiding clients toward sound investment decisions. Your expertise empowers individuals to navigate the complexities of financial markets and facilitate strategic investments.You have the power to shape financial futures, build lasting relationships, and make a meaningful impact on the success stories of those you serve.All this can be achieved by passing the Series 7 exam.The Series 7 exam is a crucial licensing exam for individuals who wish to become General Securities Representatives, financial advisors, or stockbrokers.Passing this exam is a significant milestone for individuals seeking a successful and lucrative career in the financial industry.But just how do you manage to balance a career and studying for the certification?Any exam can be a dreadful experience, especially when your professional career is at stake.This comprehensive guide is tailored to meet the needs of busy professionals like yourself, providing a strategic and efficient approach to preparing for the Series 7 exam.Bringing together a wealth of strategic insights, expert study tips, and effective prioritization techniques, this guide empowers you to navigate through the exam's challenges with confidence.In this inclusive study guide, you will discover:3 full-length practice tests based on the actual exam format and syllabus used by FINRA… preparing you effectively for real testing conditionsProfessionally reviewed answer key guides with detailed explanations… ensuring accuracy in every test itemA step-by-step guide to being 100% prepared days before the exam – all you need to know from rules to strategic exam-taking techniquesHow to succeed with smart study tips and time management techniques (perfect for those with busy schedules)Comprehensive study materials that cover all 4 major functions of the Series 7 exam (plus bonus tips on prioritizing the study material)Complete Series 7 Exam FAQs – everything you need to know from qualifications and registration to critical do’s and don’tsSample calculations with solutions and insider techniques to conquer any financial math problem with easeAnd much more.By choosing this study guide, you’re not just preparing for an exam; you’re investing in your future success in the finance industry.Propel your career forward, maintain that competitive edge, and break through any career plateaus!Launch a successful career in finance by getting certified! Scroll up and click the “Buy now with 1-Click” button right now. Read more

Psychologically, people’s relationship with insurance is a complex, emotional journey. In reality, the simplistic, uncomplicated manner of insurance is a beautiful thing. It is designed like a lottery that always pays when a specific future risk element is incurred. And yet, time and again, there are an abundance of illustrations showing abuse and gratitude working in kind, usually fueled by an entitlement attitude that they’re somehow going to scheme to take more. These are their stories. Read more

Maximum Recovery Workers Compensation is a legal self-help guide for injured workers so that they can obtain full benefits from the insurance carrier without the help of an attorney. Read more

Award-winning journalists expose the horrific practices within America’s health care system, profiling patients and doctors and offering startling personal stories to illuminate what’s gone wrong. “Every American ought to read this book.”—The Plain Dealer Tens of millions of people with inadequate or no medical coverage . . . dirty examination and operating rooms in doctors’ offices and hospitals . . . more people killed by mistakes than by many diseases. This may sound like the predicament of a failed state, but this is America’s health care reality today.  The United States spends more per capita on health care than any other nation, yet benefits are shrinking and life expectancy here is shorter than in countries that spend significantly less. Meanwhile, HMOs, pharmaceutical companies, and hospital chains reap tremendous profits, as our elected politicians, beholden to these same companies, enact piecemeal measures that lead to needless deaths, refusing to come to grips with a system on the verge of collapse.  A superb investigative work that is enormously compelling and addresses the concerns of every American, Critical Condition offers an insightful prescription for getting the system back on the right track. Read more